Page 1 of 3 123 LastLast
Results 1 to 15 of 33

Thread: A Cheque Book.

  1. #1
    Join Date
    May 2008
    Location
    BELL POST HILL, 3215
    Age
    87
    Posts
    0

    Default A Cheque Book.

    Hi All,
    At our Mens Shed, Wed. discussion came up on Cheque Books.
    1 Chap who is Left Handed, said that Westpac Bank provide him with Left Handed Cheque Books.
    Also being L/H, I asked NAB if they had them, Answer, " We don't have that many customers who still use Cheque Books ".
    Well that to me is Cods Wallop, as I know of a few NAB People that still use Cheque Books, but how many are L/Handed, I wood not know, & that is only in Geelong, Vic. & we are mainly of the Older People who don't or can't use the Electronic Method.
    We are told, by 2017, all cheque books will be invalid.
    Regards,
    issatree.
    Have Lathe, Wood Travel.

  2. #2
    Join Date
    Feb 2006
    Location
    Perth
    Posts
    1,174

    Default

    According to this news item dated June 2014 there are no plans to get rid of cheques in Australia.

    FWIW Wikipedia shows
    Finland stopped using cheques in 1993
    Poland stopped in 2006.
    Canada is stopping in 2016
    The UK is set to go cheque-less in 2018 - provided sufficient alternatives are in place.

  3. #3
    Join Date
    Jun 2005
    Location
    Helensburgh
    Posts
    608

    Default

    To give you an idea of cheque use and its decline. Over the years I sold Clearvue products I would have been paid by cheque less than five times. I was dragged kicking and screaming into the electronic banking world when I started CV and now I am a total convert. The only cheques I write are for my super fund and no more than three a year. The biggest hold out I have found for electronic banking are accountants which surprised me.
    CHRIS

  4. #4
    Join Date
    May 2010
    Location
    Not far enough away from Melbourne
    Posts
    1,384

    Default

    The last time I wrote out a cheque was in 2006.
    I got sick of sitting around doing nothing - so I took up meditation.

  5. #5
    rrich Guest

    Default

    I had to put a deposit down on a purchase to be ordered. That was the first cheque I had written in probably 10 years.

    The solution for the lefties in the group is to use top stub cheque book. BTW - There are many printing companies that will print cheques in almost any format with a huge variety of backgrounds. I don't know if they print a stub on the right for the lefties.

    BTW - When we got married 49 years ago, it was decided that the cheque book was 50/50. I made all the deposits and SWMBO writes all the checks. It's worked.

  6. #6
    Join Date
    Dec 2005
    Location
    Canberra
    Posts
    723

    Default

    I don't think I've written a personal cheque since the early 1990's. I'm a leftie too.

  7. #7
    Join Date
    May 2007
    Location
    North of the coathanger, Sydney
    Age
    69
    Posts
    0

    Default

    still use ours
    regards
    Nick
    veni, vidi,
    tornavi
    Without wood it's just ...

  8. #8
    Join Date
    Apr 2011
    Location
    se Melbourne
    Age
    63
    Posts
    189

    Default

    I still write the occasional cheque.

    I accept cheques as payment and receive about one a month.

  9. #9
    Join Date
    Jun 2003
    Location
    ...
    Posts
    1,460

    Default

    Quote Originally Posted by rrich View Post

    The solution for the lefties in the group is to use top stub cheque book. BTW - There are many printing companies that will print cheques in almost any format with a huge variety of backgrounds. I don't know if they print a stub on the right for the lefties.
    The last place that I worked at had their own printed cheques by Kalamazoo but the format and design had to be approved by our bank's head office in Sydney. They would place the order and check the printed cheques before passing them on to us all at our expense and the minimum order for the cheques was 50,000 copies.

    Whilst possible it's not something to be entered into for a personal account.

    Peter.

  10. #10
    Join Date
    Nov 2001
    Location
    Parkside - South Australia
    Age
    46
    Posts
    479

    Default

    I like writing cheques as it is really retro. I also like to write cheques for things I don't want to pay .... just to provide maximum disruption to the person requesting my money ..... that reminds me rates are due soon!
    Now proudly sponsored by Binford Tools. Be sure to check out the Binford 6100 - available now at any good tool retailer.

  11. #11
    Join Date
    Jun 1999
    Location
    Westleigh, Sydney
    Age
    78
    Posts
    1,332

    Default

    Quite a few people still pay me by cheque, and I write the occasional one.
    Haven't been offered bitcoins yet, though.
    Visit my website
    Website
    Facebook

  12. #12
    Join Date
    May 2008
    Location
    BELL POST HILL, 3215
    Age
    87
    Posts
    0

    Default That Book again.

    Hi All,
    Thank you for all your input, but I still like our C B.
    I feel we wood both be in trouble, trying, at this late Stage of Our Lives, getting around Electronic Banking.
    I have enough trouble with the PC, let alone E/ Banking.
    Funny how 1 Bank has L H C B's, & their competitors don't.
    Might have to change to Westpac ?????. Then Again ..........
    Regards,
    issatree.
    Have Lathe, Wood Travel.

  13. #13
    Join Date
    Apr 2011
    Location
    se Melbourne
    Age
    63
    Posts
    189

    Default

    One of the theoretical advantages of a cheque is if you have a requirement for two to sign. This could be an advantage for any organization but only works if the bank actually checks the signatures.

    With electronic banking and great secrecy of PINs, having two people authorize a transaction may have its limitations and problems.

    While we all put our trust in those handling money in any organization, there are those who move it to their own account.

  14. #14
    Join Date
    Jun 2003
    Location
    ...
    Posts
    1,460

    Default

    Quote Originally Posted by Handyjack View Post
    One of the theoretical advantages of a cheque is if you have a requirement for two to sign. This could be an advantage for any organization but only works if the bank actually checks the signatures.
    Doesn't matter if the bank checks the cheques for the correct signatures or not for if it's not correctly signed then the bank is responsible for reimbursement if the money was misappropriated.

    Many years ago , even before computer became the norm, I used to work for a major bank when the decision was made to stop checking the cheques for correct details as the cost of checking and dishonouring them for minor details was more expensive then the occasional time when it went wrong.

    It was cheaper to pay up without question rather then employ 500 members of staff checking all those cheques. Saved them money but it was the beginning of the decline in personal service and the bank's eternal drive for ungodly profits.

    Peter.

  15. #15
    Join Date
    Aug 2004
    Location
    Sunbury, Victoria, Au.
    Posts
    0

    Default

    Wow Sturdee! That brings back some memories! When as a teenager I worked for one of the big 4 (or 6 as was then) and one of my jobs was checking signatures on larger cheques, I can't remember the amount of the cheques but it was pre-decimal.

    I could do without cheques as I do internet banking but SWMBO still insists on having a cbk for her transactions, maybe 3-4 a month.
    Russell (aka Mulgabill)
    "It is as it is"

Similar Threads

  1. What a Book
    By Bruce Micheal in forum FINISHING
    Replies: 18
    Last Post: 26th February 2005, 04:46 PM
  2. Which Book
    By Geoff Dean in forum JOKES
    Replies: 1
    Last Post: 26th September 2004, 11:14 PM

Tags for this Thread

Bookmarks

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •