Very interesting read. I always thought MYOB was the moist popular small busines software, seems it is a prerequisite to have knowledge of it before gaining employment at a lot of smaller businesses. Now everyone here that owns there own business uses Quickbooks, cos it's easier, more intuitive, and reports better. I use Quickbooks for all the same reasons.

I don't have two bank accounts, seems a waste of money to me, but I do know some people need them to keep track.

Whilst all the advice here is well meant, including mine, it is worth exactly what we have charged you. You NEED specific advice from a proffesional, it will save you money in the long run.