Construction Loan - kitchen/invoicing etc

Hey all... not sure if this is the right sub-forum or not (any mods feel free to move!) however we're in the planning stages of a major reno on our victorian house. We're basically knocking down the lean-to and building a 60 m2 rear extension incorporating lounge/dining and L-shaped kitchen.

Anyway - as we're borrowing most of the funds from our current lender, we obviously need a licensed builder to submit plans/estimates to the bank to approve the contracts etc.

However - how does the staged invoicing work for elements the builder might not actually be involved with? e.g. Kitchen install? Anybody have any experience/stories? Does the lender allow us to invoice them directly to pay a kitchen company or does it all have to go via the builder? (at a cost i'd imagine!)

Thanks in advance !


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